Spot risky Ramp fund and spend program limits

**Objective:** Review Ramp funds and spend programs, optionally only those whose name contains `{name}`, and report which limits look risky or stuck.

**Step 1: Funds**

Call `ramp-get-fund` (with `display-name.contains` if a name was given). Look at limit amount, interval, cleared, pending and total balance, state and any temporary limit.

**Step 2: Spend programs**

Call `ramp-get-spend-program` the same way. Note limits, intervals, transaction limits, the allowed vendors list and whether cards are shareable.

**Step 3: Flag**

* Funds near or over their limit (total balance above 90 percent of limit).
* Suspended funds, and who suspended them.
* Temporary limits that raise a fund well above its normal limit.
* Very large limits compared with the rest.
* Programs with no transaction limit.

**Step 4: Report**

Two tables with the flags, then a short list of recommended changes. Do not total amounts across currencies.

**Rules & Guidelines:**

* Read only. Never call `ramp-fund-suspend`, `ramp-fund-unsuspend`, `ramp-fund-terminate`, `ramp-fund-update` or any other write tool.

**Validation:**

* If no fund or program matches, say so and stop.